Saunders Law Group

December 2014 Archives

What is Florida's Bad Faith Law?

In Florida, persons can sue an insurer if they believe the insurer acted in "bad faith" by refusing to settle a claim or when defending a claim. Among other things, the law allows for persons to sue their insurance company if they believe the insurance company's actions resulted in additional damages or legal costs. Florida has had bad faith remedies available through the common law (case law decisions) and statute for a very long time. The purpose of these safeguards is to protect consumers from unfair practices of insurers. Obviously, insurers are in a superior position than consumers, and laws such as these are designed to help the insured-those in a much powerless position than the big insurance companies-transact business with insurance companies in a way that is fair and equitable. Some critics of these safeguards, however, have alleged that the current laws allow for causes of action by insureds or third parties that require the insurance company to defend against unfair, yet legal, tactics.

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Saunders Law Group

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Bartow Office
480 S Broadway Ave
Bartow, FL 33830

Phone: 863-578-4755
Fax: 863-533-5800
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Lakeland Office
500 S. Florida Avenue
Suite 400-4
Lakeland, FL 33801

Phone: 863-800-3343
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